Funding Pips Rules Explained 2026

Funding Pips offers four distinct paths to a funded account. Picking the wrong one for your style is the single biggest reason traders fail evaluations they could otherwise pass.

The four programs

• 1-Step — ~10% profit target, 4% daily loss, 6% max drawdown. Faster but tight.
• 2-Step — 8% then 5% targets, 5% daily loss, 10% max drawdown, no time limit. Most forgiving.
• 2-Step Pro — 3% daily loss, 6% max drawdown + single-day profit cap (~45% of total). More frequent payouts.
• Zero — No evaluation. 3% daily loss, 5% trailing drawdown. Lower starting split.

The rule that catches most traders off guard

On funded accounts, no single trade is generally allowed to generate more than ~3% of account balance in profit. Swing traders holding large positions through big moves are most at risk — calculate your expected max profit per trade before entering.

Payouts and the fee refund

Payouts are processed weekly (commonly Tuesdays), arriving 1–3 business days after. Your evaluation fee is commonly refunded after your 4th successful payout on 1-Step and 2-Step programs.